Tuesday, December 17, 2019

Real Life Vampires, Blood Suckers

Real Life Vampires, Blood Suckers

Insurance companies.

Sure, they provide services that we all depend on...

So they are not completely sucking us dry all the time. Because they provide relief and sustenance when we need it; I guess they spend a lot on fraudulent investigations and claims. 

So our public collective lack of integrity, as consumers, forces the insurance companies to spend more, thus charging us customers more. And in that sense are we sucking up our own blood? By blood I mean money.

But, these insurance companies are mostly administrating our monies, paid monthly and yearly, or semi-annually or quarterly, for things that we already own or are paying on.

For the threat of loss or theft, destruction or failing health...

Millions of people making livings, billions of dollars interacting between the customers and those paid by insurance, like doctors and mechanics, and monies additionally paid to those administrating these funds.

Insurance salespeople.

I took my family to a nice little tourist spot in northern Virginia, and we ate at a restaurant outdoors, and inside the restaurant there were piles of magazines from the 1960s, like Life, primarily dedicated to photographs. They were interesting to peruse, even the advertisements.

One whole page or two were dedicated to the insurance salesmen of a certain company in the Illinois area, or central mid-west of the United States. Pictures of guy after guy (usually men), making their living for being insurance brokers, gaining their livelihoods on the working classes, I can imagine thousands of corn and soy growers of the central U.S. There had to be everybody else in there: bankers, milkmen, police, lawyers.

Again, we need insurance. It is part of our regularly paid dues in order to function properly. It is a non-government tax, usually, that helps us survive or thrive. Other taxes help insure those who cannot otherwise afford health and protective insurance, like Medicare and Medicaid. We take care of those who cannot take care of themselves.

Those who are most protected by insurance are the wealthiest, because they stand to lose the most when stolen, lost, or destroyed items and properties. And, they are probably paying the least of their expendable incomes in order to be insured.

In certain ways the money that we earn is all being siphoned off each other, it is cynical or jaded to think that one type of worker or industry like insurance is the one sucking the blood of the rest of us.

We all provide services to each other; some earn more than others and some work more than others and some do less to make more and vice versa.

The extreme poor have little insurance, especially in poorer nations. Some neighborhoods in "rich" countries suffer the same.

We could argue that the more we pay in insurance monies, generally the better off we are as individuals and as societies.

The blood and money being sucked in by insurance agencies keep us better oiled, freer, and more prone to succeed.

Sure, that is what we can say as we write those monthly checks to keep afloat the insurance industry.

Keep working, keep paying.

Keep breathing, keep up on your insurance payments.

Build your wealth as life goes by, accrue the fortunes of your desires.

And: stay away from the vampires, who are probably not those insurance people, but a dozen other types we could name...


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